Excellence in Guarantees since 2002

Over two decades transforming businesses with innovative guarantee and surety bond solutions for companies of all sizes in Brazil and worldwide.

22+ years of consolidated experience
R$ 5+ billion in issued guarantees
8,500+ companies served
Presence throughout Brazil

Who We Are

ERGO ASSURANCE S.A. is an internationally renowned guarantee company, a privately held corporation that has operated in the Brazilian market since 2002, acting as a 'Guarantor' fully supported by Brazilian and international laws.

As part of the prestigious AMBANK HOLDING LTD group, based in London, United Kingdom, we bring to Brazil over two decades of global expertise in guarantee and surety bond solutions.

Our unique strategic positioning allows us to create and develop customized solutions tailored to each client's specific needs, functioning as a catalyst for business opportunities and commercial synergies.

Mission, Vision and Values

Our Mission

To facilitate sustainable business growth through innovative guarantee solutions, freeing up working capital and creating business opportunities with complete legal security.

Our Vision

To be the reference guarantee company in Brazil, recognized for excellence in service, operational agility, and ability to transform challenges into efficient solutions.

Our Values

Total Transparency

Clear processes and open communication in all operations

Operational Agility

Quick decisions without compromising service quality

Strategic Partnership

Joint growth and long-term relationships

Continuous Innovation

Always seeking more efficient and technological solutions

Social Responsibility

Contributing to national economic development

Technical Excellence

Specialized knowledge and proven expertise

Our Success Story

Over two decades building solid relationships and transforming the guarantee market in Brazil

2002

ERGO ASSURANCE Foundation

Started operations in Brazil focusing on judicial and commercial guarantees

2005

First Major Expansion

Opening of regional offices and portfolio expansion

2008Marco

AMBANK Group Integration

Incorporation into international group strengthening operational capacity

2012

Innovation Leadership

Pioneering digital solutions and automated processes

2016Marco

R$ 1 Billion Milestone

Exceeded R$ 1 billion in cumulative issued guarantees

2019

Digital Transformation

Launch of 100% digital platform for quotes and issuances

2021

New Law Adaptation

Pioneers in adapting to Bidding Law 14.133/2021

2024Marco

R$ 5 Billion Milestone

Exceeded R$ 5 billion in issued guarantees, consolidating our leadership

Achievements and Recognition

Numbers that prove our excellence and market leadership

22years
of uninterrupted operation
R$ 5+billion
in issued guarantees
8.500+companies
served nationally
99,2%
approval by agencies
16hours
average response time
Zero
defaults in 8 years

Global Presence and International Strength

Strength of an international group with local knowledge

AMBANK HOLDING LTD - London

Park Shot House, Kew Road, Richmond, London TW9 2PR
Over £ 2 billion in consolidated assets
30+ years in international markets
Direct relationship with Lloyd's of London
Full compliance with UK and EU regulations

ERGO ASSURANCE S.A. - Brazil

Av. Engenheiro Luiz Carlos Berrini, 550, São Paulo - SP
Service in all Brazilian states
8,500+ companies served
99.2% approval by public agencies
16-hour average response time

Specialized Team

20 highly qualified consultants with proven expertise

Our team consists of professionals with higher technical education and proven practical experience in the most diverse sectors of the economy. Each consultant has specific certifications and sectoral expertise.

Advanced Risk Analysis

Proprietary Credit Scoring
Detailed Sectoral Analysis
Asset Valuation
Cash Flow Projection

Legislation and Compliance

Law 14.133/2021 - New Bidding Law
Civil Code - Arts. 818 to 839
Tax and Labor Law
International Regulations

International Markets

Foreign Trade
Exchange and Hedging
International Documents
International Compliance

Large Contract Management

Infrastructure Works
PPPs and Concessions
Project Finance
Claims Management

Innovation and Technology

Continuous investment in cutting-edge technological solutions

Advanced Digital Platform

100% digital system for online quotes with real-time response

Artificial Intelligence Analysis

First guarantee company with automated AI analysis in the sector

Certified Digital Issuance

ICP-Brasil certification for secure guarantee issuance

Personalized Dashboard

Real-time tracking of guarantee status

Our Methodology

Structured process that ensures excellence at every stage

Complete Initial Analysis

Deep understanding of client needs and preliminary risk assessment

Personalized Evaluation

Proprietary analysis methodology with proprietary scoring and due diligence

Customized Proposal

Specific solution with conditions suitable to profile and need

Continuous Monitoring

Specialized support throughout the guarantee validity period

Lasting Relationship

Strategic partnership that transcends individual contracts

Our Commitments

Principles that guide all our actions

Sustainability

ESG practices integrated into all operational processes

Local Development

Active contribution to economic growth in regions where we operate

Financial Education

Training entrepreneurs in risk management and guarantees

Total Transparency

Clear communication and auditable processes in all operations

Future Vision

Committed to continuous innovation and sustainable expansion

ERGO ASSURANCE will continue investing in technology, team training and product expansion to meet the growing demands of the Brazilian market. Our goal is to further consolidate our position as the guarantee company of choice for companies seeking excellence, agility and competitive conditions.

International expansion to Latin America
Leadership in ESG solutions
Complete process digitalization
Strategic partnerships with fintechs

Talk to Our Team

Our specialists are ready to present the ideal solution for your company

Commercial Management

Executive Service

Schedule a meeting and discover how we can accelerate your company's growth with our guarantee solutions.