Franchise Program

Distribute international guarantees with authority

Become an ERGO Assurance franchisee and offer Performance Bond, Judicial Guarantee, and international surety instruments — with an exclusive white-label portal and automatic tiered commissions.

25%
Maximum commission
$180K
Average PB premium
5min
To generate a quote
Who uses Performance Bond
Private construction companiesCity halls & municipalitiesState and federal governmentPublic tenders (Lei 14.133)Advance payment guaranteeInfrastructure & sanitationEPC / Real estate developers
Why become a franchisee

Everything you need to operate

ERGO has built a complete platform so you can distribute surety instruments with full autonomy — no bureaucracy, no infrastructure of your own.

01

White-Label Portal

Quoting tool with your brand, logo, and domain. Your clients use the platform as if it were 100% yours.

02

Multiple Modalities

Performance Bond, Judicial Guarantee, SKR, Commercial Lease and more — the full ERGO portfolio available for immediate distribution.

03

Tiered Commission

The more you bill, the higher your commission — from 18% to 25%, automatically calculated and credited per operation.

04

Automated Documentation

Performance Bonds and guarantee letters generated automatically in the ERGO standard, with integrated digital signature.

05

Agent AI 24/7

Dynamic and self-explanatory support via ERGO's Agent Ai for operation analysis, underwriting, and tender support.

06

Real-Time Dashboard

Track quotes, active operations, issued premiums, and accumulated commissions in a unified, personalized panel.

Franchise setup

Your initial investment goes back into your business

The franchise setup fee is not a charge — it is a direct investment into the structure of your operation. Every cent is converted into assets that drive your growth.

  • Invest in paid traffic to drive flow to your White Label
  • Invest in LLM to create your own videos and campaigns with ERGO Tech help
  • All setup costs go directly into your brand and business
  • Self-explanatory system with ERGO's Agent Ai available 24/7
Included in setup
Traffic & Growth
Paid traffic strategies to boost your exclusive domain
Tech & AI Ergo
Use LLMs for creating personalized videos and campaigns
Agent Ai 24/7
Self-explanatory system with real-time AI support
Reversible Setup
All setup investment is applied directly into your business
ROI
1st operation pays for the setup
Commission table

The more you bill,
the higher your commission

Commission is automatically calculated on total premiums issued in the month. No cap, no surprises.

Entry tier
Premiums up to R$ 100,000 / month
15%
on total premium
Sample premium$ 60.000
Your commission$ 9.000
Mid tier
R$ 100,001 to R$ 300,000 / month
20%
on total premium
Sample premium$ 180.000
Your commission$ 36.000
Premium tier
Above R$ 300,000 / month
23%
on total premium
Sample premium$ 400.000
Your commission$ 92.000

* Tier is calculated on accumulated premium volume issued in the calendar month. No minimum.

Main modality

Performance Bond:
the market that never stops

Construction companies, city halls, federal government, and developers need Performance Bond in every public tender. It is a multi-billion R$ market with low penetration of specialized guarantors.

Who needs it and why

Construction companies in tenders
Law 14.133/2021 requires a guarantee of up to 10% of the contract value. Builders need PB to qualify their bid without tying up capital.
City halls and municipalities
Paving, sanitation, schools, and hospital projects require execution guarantees as a condition for fund releases.
Advance payment guarantee
The client releases funds before execution. PB guarantees repayment if the contractor fails to meet the timeline.
EPC and developers
Large-scale EPC projects require completion guarantees for bank financing and government fund releases.
Infrastructure & sanitation
Concessions, PPPs, and federal sanitation contracts require PB as a mandatory qualification requirement.

Real operation example

Quote #PB-C7291045Performance Bond
ClientMunicipality of Campinas – SP
ContractorAlpha Engineering Construction Ltd
Contract scopePaving & drainage – 12 km, West District
Contract value$ 2.400.000,00
Required guarantee %10% → $ 240.000,00
Duration24 months (project duration)
Premium rate1.5% p.a. on guaranteed amount
Total premium
$ 36.000,00
Your commission (20% — mid tier)$ 7.200

* 20% tier applied considering monthly volume between $100K and $300K in issued premiums.

Step by step

How the partnership works

From registration to the first guarantee issued, the process is simple and guided by the ERGO team.

1

Register as a franchisee

Fill in the onboarding form with your company details. ERGO reviews the profile and grants access within 48 business hours.

2

Setup and portal customization

Configure logo, colors, domain, and modalities. Your setup investment covers the full structure — portal ready within 1 business day.

3

Dynamic and self-explanatory system

The portal is designed to be intuitive. Any technical or underwriting questions are resolved instantly by ERGO's Agent Ai.

4

Present to your client

Share your exclusive link. The construction company or city hall simulates, fills in contract data, and receives the proposal in minutes.

5

Guarantee issued, commission credited

With approval and premium payment, the deed is generated automatically and your commission (15%, 20% or 23%) is posted to your dashboard.

Frequently Asked Questions

No. ERGO Assurance operates as a private capital international guarantor. Since we work with financial instruments and international guarantee protocols, our structure is based on strategic business consultancy, not traditional insurance brokerage. The program is open to consultants, law firms, and investment advisories.

The tier is determined by the total volume of premiums issued in the calendar month: up to $100K = 15%, from $100K to $300K = 20%, over $300K = 23%. The commission is credited automatically to your dashboard.

It is a direct investment. The setup value is 100% converted into assets for your operation: configured portal, technical training, sales materials, and 30 days of dedicated support. The first successful operation usually covers the entire setup.

Municipal and state contracts range from R$500K to R$50M. The required guarantee is usually 5% to 10% of the contract value, and the premium ranges from 1.5% to 3% p.a. on the guaranteed amount. A R$2.4M contract generates a premium of ~R$36K for 24 months.

After registration approval (up to 48 business hours), portal setup and configuration are completed within 1 business day. You will receive your simulator link and can start quoting immediately.

Start now

Ready to build your
guarantee operation?

Register as an ERGO franchisee and have your Performance Bond portal active within 48 hours. Your investment starts returning on the first operation.